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For Home Buyers:
Why Buyers Choose Richard and Jean Hogan - Why homebuyers looking for a real estate agent in the Portland, Beaverton and Lake Oswego area choose Richard and Jean Hogan. Latest Listings - Get Richard and Jean Hogan's latest Portland, Beaverton and Lake Oswego listings of homes for sale first! Find Your Perfect Home - Richard and Jean Hogan will search for your ideal home and email you the newest Portland, Beaverton and Lake Oswego MLS listings of properties in Multnomah,Washington,Clackamas County OR. First Time Homebuyers - Are you a first time homebuyer in Portland, Beaverton and Lake Oswego, OR? Choose a top real estate agent. Richard and Jean Hogan can guide your home buying search. Mortgage Prequalification - Pre-qualify for a mortgage or loan for your Portland, Beaverton and Lake Oswego house or other real estate or property. Go to Main Sitemap - Main sitemap sections include Find Portland, Beaverton and Lake Oswego Homes, For Home Buyers, For Home Sellers, Portland, Beaverton and Lake Oswego Information, Real Estate Resources, and About Richard and Jean Hogan. 
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About Appraisals >Lender Appraisal
Many sellers think that the price of their home is determined solely by what they are willing to accept and what the buyer is willing to pay. However, there is one more variable that can affect the sale of a home assuming that a bank loan is involved -- the lender's appraisal.
To protect the interest of their investors, the buyer's mortgage lender hires a licensed appraiser to give an independent, objective opinion of what the property is worth. The appraiser compares the house with similar homes in the neighborhood that have recently sold. Square footage, amenities and the condition of the home are taken into account. Renovations and home improvements made by the seller usually add value to the home, while defects such as needed repairs or code violations decrease the property's value. The seller's real estate agent can provide the appraiser with up-to-date information about neighboring homes that have sold to support the seller's asking price.
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| Q |
What city boasts eight of the world's ten biggest hotels?
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| A |
Las Vegas has eight of the largest resort hotels; the latest and most extravagant is the $2.7 billion, 2,716-room Wynn Las Vegas. |
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