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Real Estate Resources:

• Special Offers - Special offers for Portland, Beaverton and Lake Oswego homeowners from Richard and Jean Hogan.

• Affiliates - Richard and Jean Hogan's real estate web site affiliates.

• eNewsletter - Richard and Jean Hogan'sPortland, Beaverton and Lake Oswego newsletter email will send you the latest real estate information.

• Today's Real Estate News - Daily real estate news for this neighborhood, Oregon, and United States.

• Market Conditions Report - Market conditions report for this area, Oregon, and United States.

• Monthly Payments & Schedule - Monthly loan payments java mortgage calculator.

• How Much Can You Afford? - Calculate how much home you can afford with this financial calculator.

• Determine Tax Savings - Calculate how much your monthly Portland, Beaverton and Lake Oswego, Oregon mortgage payments save you on your taxes because of loan interest.

• Should You Rent or Buy? - Is it better to rent a home in Oregon or buy your own Portland, Beaverton and Lake Oswego house, ranch, luxury property, condominium, acreage, or other real estate?

• Adjustable Rate Mortgages - Adjustable rate Portland, Beaverton and Lake Oswego mortgages information and interest rate java calculator.

• What Is Your APR? - Determine the Annual Percentage Rate (APR) for your mortgage.

• Fixed or Adjustable Rate Mortgage? - Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.

• Are Balloon Mortgages For You? - Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.

• 15 vs. 30 Yr Mortgages - With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.

• How Much Should Your Income Be? - What income is required to qualify for a mortgage? Use this calculator to find out.

• What's Your Maximum Mortgage? - This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.

• Will Buying Points Save You Money? - This calculator helps you determine if you should pay for points, or use the money to increase your down payment.

• TripleCalc - FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Oregon real estate.

• Top National Real Estate Web Sites - Real Estate Web Sites that include some unique sources of realty information, listings, and more.

• Ask Anything - Ask Richard and Jean Hogan anything real estate.

• NUMBER1EXPERTS™ - List of all the NUMBER1EXPERT™ real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale.

• Real Estate Tips - Richard and Jean Hogan's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers.

• Real Estate Trivia - Richard and Jean Hogan's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more.

• Real Estate Dictionary - Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Portland, Beaverton and Lake Oswego property in Oregon, including legal terms definitions, and more.

• Go to Main Sitemap - Main sitemap sections include Find Portland, Beaverton and Lake Oswego Homes, For Home Buyers, For Home Sellers, Portland, Beaverton and Lake Oswego Information, Real Estate Resources, and About Richard and Jean Hogan.

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"A model of how the Internet can facilitate the process of deciding where to send your children to school" - America's Best School Profiles by The Heritage Foundation Oregon Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.   Schools in Portland, Beaverton and Lake Oswego

Buying Land and New Construction >Buying New or Buying Old New homes typically have a higher sales price than comparable existing homes, and buyers are usually willing to spend more on a new home because of lower maintenance costs. Builders' warranties on new homes, when combined with a new roof, appliances, and major systems, usually make major repairs unnecessary and help to counter a slower initial rate of appreciation. Census Bureau Housing Surveys suggests that operating costs are lowest for brand new homes and slightly higher for relatively new existing homes. Operating costs per square foot of living space are consistently higher for progressively older existing homes. Utility costs represent the largest factor in operating costs. Energy consumption per square foot depends on the size of the home, the insulation and quality of the windows, air leakage and the efficiency of the furnace. New homes require fewer expenditures for routine maintenance. The cost of maintenance first increases with age, then declines, so you will generally spend less maintaining a home built before 1960 than for a home built between 1970 and 1975. See All Tips In The "Buying Land and New Construction" Category > See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q  What is the largest city square in the world? A  Located in Beijing, China, Tianamen Square, called the "Gate of Heavenly Peace", covers 98 acres. See More Real Estate Trivia >

Richard and Jean Hogan Legacy Realty Co.com 5736 NE 32nd Place Portland, OR 97211 503-803-8186 Fax: 503-284-5357 richardandjean@NUMBER1EXPERT.Com www.LegacyRealtyCompany.com is brought to you by Richard and Jean Hogan NUMBER1EXPERT™ in real estate for Portland, Beaverton and Lake Oswego, Oregon Read Richard and Jean Hogan's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge

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